The world of health insurance is complex and often frustratingly so. When families are looking for ways to help their nanny with health insurance, there are many options available that can provide nannies with funding to cover medical expenses, whether or not the nanny has her own health insurance. If you are looking for ways to […]
READ MOREWhen Nannies Drive the Kids: Best Practices and Laws
By A New England Nanny 16 0While some families choose to have their nanny stay in the house with the kids all day, many choose to let their nanny take their kids out, be it to the movies, a park, sports practices, or any other appointment or activity. Families need to decide how the nanny will transport the children – will […]
READ MOREAffordable Care Act Changes May Affect Household Employers
By A New England Nanny 17 0When the Affordable Care Act (ACA) went into effect several years ago, it provided transitional relief for small employers. As of July 1, 2015, it no longer offers that relief and the following Affordable Care Act changes for household employers are now true: An employer cannot pay for an individual health insurance plan directly to […]
READ MOREWorkers’ Compensation for a Bee Sting?
By A New England Nanny 13 0Workers’ compensation insurance for nannies and other household employees is becoming a crucial issue for household employers to address, and here in New York, if you employ a nanny who works 40 hours in any week of the year, you are required to have coverage. Without coverage, if your nanny is injured or becomes sick […]
READ MOREWhen Do You Have to Report a Workers’ Comp Accident?
By A New England Nanny 14 0We have discussed the importance of having a workers’ compensation insurance policy in your home if you have a nanny or other domestic worker. And in New York, if you have an employee that works 40 hours or more in any one week of the calendar year, you are required by law to have both […]
READ MOREThe Importance of Workers’ Compensation Insurance
By A New England Nanny 14 (5) CommentsThe International Nanny Association’s 30th Annual Conference is currently underway in Cancun, Mexico, and one of the workshops being held tackles the importance of workers’ compensation insurance for household employers. This is an issue that more and more employers are finding they need to address, either because their state requires they provide it for their […]
READ MORELong Term Care Insurance to Help with Senior Care
By A New England Nanny 13 0While often purchased through independent means, long term care (LTC) insurance as an employee benefit is being offered more often by employers. Under this LTC policy, services to meet LTC needs such as adult day care, home health, skilled nursing care, and custodial care are available to employees, their spouses, and sometimes parents or parents-in-law. […]
READ MORENanny Injured on the Job – Now What?
By A New England Nanny 11 0Was your nanny injured on the job? In New York State, you are required to have workers’ compensation insurance if you employ a nanny for at least 40 hours per week, or if you employ a live-in nanny. Workers’ compensation policies cover you and your employee in case he or she is injured while working […]
READ MOREHealth Insurance for Nannies – Open Enrollment Starts Soon
By A New England Nanny 9 0With so many questions surrounding the Affordable Care Act (ACA), many household employers and employees are asking for information about how they can obtain health insurance for nannies (and other household employees), so the individuals can avoid paying any fees for not having coverage. The good news is that employees have an opportunity to shop […]
READ MOREHRAs: A Great Option for Employee Health Insurance
By A New England Nanny 10 (2) CommentsHealth Reimbursement Arrangements (HRAs) are a creative option for household employers with a range of budgets who want to offer a contribution program for health-related expenses as an employee benefit. HRAs have been the best option for healthcare benefits in the household employment industry for many years – whether you use an HRA as a […]
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